Tools
Trucking tools
Free calculators to help owner-operators and carriers make faster, better-informed decisions on rates, costs, detention pay, and load pricing.
Cost per mile calculator
Enter your fixed and variable monthly expenses to calculate your cost per mile and the rate per loaded mile you need to break even and hit your profit target.
Detention pay calculator
Enter your arrival time, free time allowance, departure time, and hourly rate to calculate billable detention hours and the total pay owed for a pickup or delivery stop.
Load profitability calculator
Enter gross load pay, deadhead miles, loaded miles, and your cost per mile to see whether a specific load clears your break-even — with an effective rate and go/no-go recommendation.
Annual income estimator
Project annual gross revenue, operating costs, and net income before taxes from weekly miles, rate per mile, cost per mile, and weeks worked — with monthly and weekly breakdowns.
Fuel cost calculator
Estimate total fuel cost, gallons needed, and fuel cost per mile for any truck trip from miles, diesel price, and your truck's MPG — with a diesel price sensitivity table.
Per diem deduction estimator
Estimate your annual M&IE per diem deduction and tax savings as an owner-operator or company driver based on days away from home and your effective tax rate.
Break-even rate calculator
Find the minimum gross pay a load must pay to cover your trip costs and hit a target profit — accounting for both loaded and deadhead miles in the cost calculation.
Truck payment calculator
Estimate monthly loan payment, total interest paid, and total cost of ownership for a truck or trailer purchase — with term comparison and payment-to-CPM impact breakdown.
Quarterly tax estimator
Estimate quarterly federal estimated tax payments — self-employment tax plus income tax on net profit — and calculate a weekly set-aside amount to avoid underpayment penalties.
Truck depreciation calculator
Estimate annual truck or trailer depreciation deductions using straight-line, MACRS 3-year accelerated, or Section 179 immediate expensing — with a year-by-year schedule and tax savings estimate.
Truck payback period calculator
Find out how many months it takes for a truck purchase to pay back the down payment from net cash flow — with 3-year and 5-year ROI and a year-by-year cumulative cash flow table.
Owner-operator startup cost estimator
Calculate your total out-of-pocket startup cost — truck down payment, authority and registration fees, insurance deposit, permits, ELD, and the operating reserve needed before your first load pays.
Weekly revenue target calculator
Enter your target net income and weekly operating costs to find the gross revenue you need to earn each week — and the rate per mile or number of loads required to hit it.
Fuel card savings estimator
Enter your weekly diesel gallons, the pump price, and your card's per-gallon discount to see weekly, monthly, and annual savings — and how the card reduces your fuel cost per mile.
Factoring cost calculator
Enter your invoice amount, factoring rate, and advance percentage to see your advance payment, factoring fee, reserve holdback, and the annualized cost of factoring your receivables.
HOS reset calculator
Enter when you went off duty and your cycle hours used to find exactly when your 10-hour daily restart and 34-hour weekly restart complete — and whether the 34-hour reset is worth waiting for.
Deadhead cost calculator
Enter your load pay, loaded miles, deadhead miles, and cost per mile to see the true cost of empty miles, your effective rate per mile of truck movement, and whether the load clears break-even.
Fuel card break-even calculator
Enter your weekly gallons, the per-gallon discount, and any monthly or per-transaction fees to find out whether a fuel card is worth its cost — with net annual savings and the weekly gallon threshold to break even.
Spot rate evaluator
Enter gross load pay, loaded miles, deadhead miles to pickup, your cost per mile, and a target margin to see the all-in rate per total mile, whether the load clears break-even, and the actual profit or loss on the run.
Detention time calculator
Enter your check-in time, free time allowance, check-out time, and hourly rate to calculate billable detention hours, total detention pay owed, and the exact invoice line description to submit to the broker.
Operating ratio calculator
Enter your revenue and operating expenses to calculate operating ratio, net profit margin, and cost per mile — with a performance reading against the industry break-even threshold.
Drop hook vs live load calculator
Compare two load offers side by side — drop-and-hook versus live load — by valuing dock wait time at your hourly truck cost and computing the rate the live load must pay to match the drop-and-hook's effective margin.
Fuel surcharge calculator
Enter the current diesel price, the per-mile FSC rate from your schedule, and the load mileage to calculate the fuel surcharge dollar amount, total freight pay, and FSC as a percentage of linehaul — with a reference table and rate consistency check.